Consolidating student loans low interest

For students with little or no credit history, we strongly suggest that you apply with a qualified co-signer to increase your chances of being approved.

A qualified co-signer may also help you secure a lower interest rate on your private student loan.

You will find all of the necessary information below.​Before you start an application, you should know that most lenders require a minimum FICO credit score of 660, 40% maximum monthly debt-to-income, and ,000 in yearly gross income.

The reason has to do with the way student loans actually work as opposed to how we think about them.

Even when you are applying through the same lender, you are basically taking out a new loan each semester or year.

So Fi is one of few lenders that handles federal and private student loan consolidation.

Plus, as a member, you’ll have access to a whole lot of perks: career strategy services, customer support seven days a week, invites to So Fi events, and more.

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